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Kristy DeSmit

Kristy DeSmit is a personal finance writer and digital marketing specialist with over a decade of experience working in the private and public sectors. She is passionate about educating readers on complex topics and empowering them to improve their lives. Kristy has covered finance and law, as well as real estate, technology, business, education, and health. When she’s not writing, Kristy enjoys hiking, reading, and nurturing her creativity.

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